How We Are Paid
We use a transparent fee structure for financial planning.
Planning work is paid via agreed planning fees.
Where product implementation is required, we may receive remuneration from product providers
We use a transparent fee structure for financial planning.
Planning work is paid via agreed planning fees.
Where product implementation is required, we may receive remuneration from product providers
When investing, the Annual Management Charge (AMC) is made up of three key elements:
1️⃣ Provider Fees – Charged by the investment or pension provider for administering your policy.
2️⃣ Investment Fees – Fees associated with the underlying funds you invest in.
3️⃣ Advisor Charges (Us) – Our fee for ongoing advice, financial planning, and investment management.
A €250 engagement fee is paid upfront when you choose to begin the planning process.
It covers the initial analysis and preparation work required to build your financial plan.
This fee is non-refundable and applies to Core and Ultimate planning clients.
We offer life cover, critical illness, income protection, and mortgage protection. These services are typically compensated differently from our financial planning services.
How We Are Paid for Protection Products:
At GoTo Finance, we are committed to clear, upfront pricing and ensuring you understand exactly how we are compensated.
We believe in full transparency — whether that relates to planning fees or provider commissions.
Financial planning work is charged via a clearly agreed fee, reflecting the time and expertise required to analyse your situation and build your plan.
Where product implementation is required, we may receive remuneration from the product provider. All costs are agreed in writing before any work begins.
Click below to view our Terms of Business, where we detail our pricing structure, commission arrangements, and ongoing service commitments.
