Financial Planning for Families Across Generations

Helping Irish families make confident & clear financial decisions at every stage of life.

Does this sound familiar?

You’ve worked hard to build your financial future, but you’re not sure if everything is pulling in the same direction.

Perhaps you’re wondering if you’ll have enough to retire comfortably, whether you can afford to help your children financially, or how best to protect and pass on your wealth when the time comes.

Financial planning isn’t just about pensions or investments. It’s about creating a clear plan that gives you confidence today and helps your family tomorrow.

At GoTo Finance, we help Irish families make informed financial decisions with clarity, confidence and a long-term perspective.

Get the Peace of Mind you and your family deserve.

Financial planning isn’t about predicting the future. It’s about being prepared for it.

Whether you’re building wealth, planning for retirement, supporting your children, or thinking about the legacy you’ll leave behind, having a clear financial plan can make all the difference.

At GoTo Finance, we work alongside Irish families to bring structure to their finances, helping them make confident decisions today while creating greater financial clarity for tomorrow.

Because the best financial plans don’t just benefit one generation. They help the whole family.

How we can help...

Family Financial Planning

From protecting your loved ones to saving for education and building long-term wealth, we'll help your family stay on track.

Retirement Planning

Build a roadmap for retirement with pensions, cashflow planning and investment strategies designed to give you confidence about the future.

Legacy & Wealth Transfer

Help the next generation without compromising your own financial security through gifting, inheritance and estate planning.

Think financial planning isn't for people like you?

When people hear terms like family wealth planning or intergenerational planning, they often assume it’s only for wealthy families.

We see it differently.

If you’re working towards a comfortable retirement, helping your children get ahead, protecting your family’s future or hoping to leave something behind one day, you’re already making intergenerational financial decisions.

Whether you’re building wealth, protecting it or eventually passing it on, every family deserves a plan that’s built around their goals.

You don’t need substantial wealth to benefit from financial planning. You simply need something, or someone, worth planning for.

Every family will face important financial decisions throughout life.

The question isn’t whether those moments will come. It’s whether you’ll have a plan in place when they do.

⭐ Rated 4.8/5 on Google

We pride ourselves on building long-term relationships with the families we advise. Here’s what some of them have to say

    
 
 
       Posted on Google  
   
   F Golden 
 1 May 2026
 
 
 Trustindex verifies that the original source of the review is Google. I contacted Tom for income protection advice, and he provided clear guidance along with several options to consider. He answered all of my questions thoroughly and helped me choose the policy that best suited my circumstances. Once I decided on a provider, the whole process was very straightforward and smooth. I would highly recommend their services.
  
 
      Posted on Google  
   
   S Davis 
 9 March 2026
 
 
 Trustindex verifies that the original source of the review is Google. We cannot recommend Tom Oates and colleagues enough.  We received the best financial advice with patience and professionalism.  We wouldn't go anywhere else!  Thank you!
  
 
      Posted on Google  
   
   A Galkova 
 30 January 2026
 
 
 Trustindex verifies that the original source of the review is Google. I want to thank Tom Oates for outstanding service and support throughout the process. His professionalism, responsiveness, and clear guidance made everything much smoother and far less stressful. I really appreciate the time and effort that was put into making sure everything was handled properly and in my best interests. It was a pleasure, and I would highly recommend him.
  
 
      Posted on Google  
   
   M Foley 
 12 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. Very easy to work with. Detail & Clarity are blended with ease. Very professional
  
 
      Posted on Google  
   
   D Poff 
 25 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. Tom has been absolutely brilliant to deal with and made the process from start to finish so much easier than I could have hoped for! I Would highly recommend him!
  
 
      Posted on Google  
   
   S Foley 
 25 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. Top class professional service Attention to detail second to none Totally focused on clients requirements
  
 
      Posted on Google  
   
   E Conneran 
 25 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. Tom has been very helpful and informative with my financial planning. I always felt in safe hands with his expertise and skills and he was always very approachable and quick to respond no matter what the query was. An excellent service
  
 
      Posted on Google  
   
   S Leijen 
 25 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. I recently changed my pension over to the care of Tom Oates and it was a very good decision that I am most happy to acknowledge. Although I made several attempts to secure myself a pension, I hadn't had any great success with past investments. Tom meet with me in person and explained everything to me about how investments work and how best to manage them. He sent me a very detailed assessment to ascertain my appetite for risk and following the results he meet with me again to discuss the options available to me. I found this incredibly helpful. Tom was sincere, honest and realistic at all times. I appreciated the time he spent with me - even though my investment was small - he took every opportunity to guide me as if I had millions to invest. I highly recommend anyone speaking to Aengus or Tom Oates about their investments and I will take this opportunity to thank them both for taking care of me and my employees.
  
 
      Posted on Google  
   
   N Doherty 
 25 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service. Extremely knowledgeable & there will be ongoing business in the future.